Results Count:

Our firm's settlement results are higher than averages contained in the Florida OPPAGA report. We maximize your claim recovery. On average our clients receive 3 to 38 times the amount of the original settlement.


Case Studies / Recent Success Stories: 

Citizens Property Insurance Corporation

1) P. San Jose (Miami, Florida) - The homeowner had a water loss between his bathroom and kitchen that involved the drain system. The insurance company, Citizens, sent out an independent field adjuster and plumber. The carrier later provided a payment at $1,380.66 for the dwelling damages. We were hired by the insured because of the inadequate adjustment by the insurance company adjuster. We submitted a supplemental claim to the insurance company, and subsequently settled the claim at $46,319.82, which after deductions for the deductible and prior payment resulting in a subsequent recovery of $42,439.16. This recovery was equivalent to 3074% (30.74 times) return in comparison to the initial payment by Citizens.

2) N. Morriset (Lake Worth, Florida) – The homeowner suffered a Hurricane Wilma loss with damages to the roof system, fencing, pool damages, and interior water damages. The carrier paid $13,045.54 for all lines of coverage. We were hired by the homeowner because she was unsatisfied with the insurance company adjustment. We submitted a supplemental claim to the insurance company, and subsequently settled the claim at $44,594.58. This recovery was equivalent to 342% (3.42 times) return in comparison to the initial payment by Citizens.

3) D. Fortin (West Palm Beach, Florida) – The homeowner suffered a water loss in the kitchen from a dishwasher rupture that the carrier subsequently denied. We were hired by the insured, and we filed an appeal for coverage with a detailed explanation of the loss. The carrier subsequently rescinded the denial and made payments in the amount of $28,815.24. This settlement was completed without referral to an attorney.

Magnolia Insurance Company

1) M. Aguilar (Miami, Florida) – The homeowner suffered a burglary of their home. The carrier completed a desk adjustment, and made payments of $5,051.91 (contents theft) and $698.00 in dwelling damages. We were hired by the insured approximately 8 months after the loss. We filed a supplemental claim because there were damages that were never adjusted or appraised by the insurance company. The insurance company refused to make supplemental payments, and then the insurance company went into receivership or insurance bankruptcy. We subsequently settled the file in appraisal at $71,699.56, which was after deductions for prior payments. This recovery was equivalent to 1246% (12.5 times) return in comparison to the initial payment by Magnolia.
 

Magnolia Insurance Company

2) R. Diaz (Miami, Florida) –- The homeowner suffered a Hurricane Wilma loss with damages to the roof system, fencing, Florida room, and interior water damages. The carrier paid $17,249.60 for all lines of coverage. The insured had two public adjusting firms (People’s Insurance Claim Centers / Insurance Experts) work on his file, but both companies were fired by the insured because they never obtained a recovery for him. We submitted a supplemental claim to the insurance company, file a complaint with FLDFS, and requested for appraisal. We ultimately settled the claim at $59,518.01. This recovery was equivalent to 350% (3.5 times) return in comparison to the initial payment by Magnolia.

Florida Family Insurance Company

1) R. Padberg (Miami, Florida) - The homeowner suffered a suffered a water loss because of a broken water supply line in the condominium unit located above their unit. A independent adjuster working for the carrier completed an estimate, and the carrier paid $1,112.56 for all lines of coverage. We were subsequently hired by the insured because they were not satisfied with the adjustment provided by the insurance company. We submitted a supplemental claim to the insurance company, and we ultimately settled the claim at $37,794.96. This recovery was equivalent to 3397% (34 times) return in comparison to the initial payment by Florida Family.

State Farm Insurance Company

1) J. Maloney (Pembroke Pines, Florida) - The homeowner suffered a Hurricane Wilma loss with damages to the roof system and interior water damages. A independent adjuster working for the carrier completed an inspection, but he never completed an actual roof inspection. However, the adjuster and State Farm opined that the insured's damages were under the Hurricane deductible. As such, the insurance company never produced payments for the damages. We reopened the file in March 2009 (over 3 years later), filed our estimate and insured proof of loss, and filed a complaint with the Department of Financial Services (FLDFS). We subsequently settled the file at approximately $37,685.00. This recovery was equivalent to 3769% (38 times) return in comparison to the estimate by State Farm Insurance Company.

Farm Bureau Insurance Company

1) K. Hunter (Madison, Florida) - The homeowner suffered a lightning strike to their mobile home during a severe storm. The company insurance adjuster completed an inspection, but he never completed an estimate, but he indicated that the repairs would cost about $6,500. He requested that the insured present a contractor estimate before a payment would be issued. We were retained by the insured because of their dissatisfaction in the handling of their loss by the insurance company adjuster. We inspected the loss and opined that the mobile home was a total loss. However, the insurance company adjuster disagreed and refused to re-inspect the home. We did an "end-run" around the insurance adjuster and sent a questionnaire to a local code enforcement official. The official completed the questionnaire and agreed with us that the dwelling was a "constructive" total loss. We submitted the code enforcement documentation and a private engineer's report substantiating dialectic electrical damages to the insurance company adjuster. We filed a complaint with the Florida Department of Financial Services and subsequently settled the file at approximately $61,438.60. This recovery was equivalent to 945% (9.45 times) return in comparison to the estimate by State Farm Insurance Company. (Back to top)

| Home | About Us | Services | Testimonials | Contact Us |